Your choice of lending partner affects your reputation. When a loan falls through, the client blames the agent as much as the lender. According to Freddie Mac, 76% of clients choose their mortgage provider based on their realtor's recommendation. That recommendation carries weight, and you need a lender who earns it.
I work with agents across the Houston metro who send me their buyers because I do two things consistently: I respond fast and I close deals that other lenders cannot. Whether it is a straightforward conventional file or a self-employed borrower with complex income, I find the right program and get it done.
Why Agents Work With Me
The Partnership at a Glance
Pre-Approval Speed: Same day for most files
Lender Access: 100+ wholesale lenders
Availability: 7 days a week, evenings included
Specialty: Non-QM, self-employed, foreign national
Same-day pre-approval letters. Your buyer gets a pre-approval letter the day they submit their documents. For complex files like self-employed or non-QM borrowers, turnaround is within 24 hours. You do not lose deals waiting on a lender to call back.
Direct cell phone access. You reach me directly. Not a call center, not a receptionist, not a voicemail that gets returned two days later. When you have a question about a deal, you get an answer the same day.
Weekend and evening availability. Real estate does not run 9 to 5. Clients want to make offers on Saturday. Sellers want pre-approval letters on Sunday. I am available when your business needs me.
100+ lender access. As a mortgage broker, I shop your client's file across more than 100 wholesale lenders. That means better rates, more program options, and fewer deals that fall apart because the lender does not have the right product.
Non-QM capability. This is the differentiator. Bank statement loans for self-employed buyers. DSCR loans for investors. Programs for borrowers with recent credit events. Foreign national lending. I close the deals that your other lending partners turn away.
Bilingual Vietnamese service. Houston has one of the largest Vietnamese communities in the country. I serve these clients in their language, which opens a buyer pool that many agents cannot reach with their current lender.
5-star Google rating. Your referral is backed by a track record your clients can verify before they ever pick up the phone.
Schedule a Partner CallWhat You Get as a Partner
Same-day pre-approval letters for your buyers. When your client finds the right property, the pre-approval letter is ready. No delays, no excuses.
Weekly status updates on active deals. You know exactly where every file stands without having to chase anyone down. I send updates proactively so you can keep your clients informed.
Proactive problem-solving. If an issue comes up during processing, I call you before you have to ask. Your client hears about solutions, not surprises.
Non-QM capability for complex borrowers. The buyers your other lenders turn away are the ones I specialize in. Self-employed, recent bankruptcy, foreign national, high DTI. These are not edge cases for me. They are my core business.
Rate shopping across 100+ lenders. Your clients get the best deal available because I am not locked into one bank's rate sheet. Every file gets shopped for the best combination of rate, fees, and terms.
Co-branded marketing materials. Open house flyers, social media content, and listing presentation support that show sellers and buyers you have a strong lending partner behind every deal.
Start Working TogetherLoan Programs Your Clients Can Access
Most agents have a lender for conventional deals. I handle those and the ones nobody else can close.
| Program | Best For | Key Feature |
|---|---|---|
| Conventional | Standard buyers, 620+ credit | 3% down, PMI drops at 20% equity |
| FHA | First-time buyers, lower credit | 3.5% down, 580+ credit score |
| VA | Veterans and active military | 0% down, no PMI |
| Jumbo | Luxury buyers, high loan amounts | Loans above $766,550 |
| Bank Statement | Self-employed, 1099 contractors | No tax returns required |
| DSCR | Real estate investors | Qualify on rental income |
| Non-QM | Complex income, credit events | Flexible guidelines |
| Foreign National | Non-US citizens, no SSN | ITIN and passport accepted |
Every one of these programs is available through my broker channel. When a buyer does not fit a standard program, I find the lender and product that works. That flexibility means fewer lost deals for you and more closings per year.
See How I Can Help Your ClientsHow I Support Your Deals
- Pre-approval within 24 hours. Your buyer contacts me and gets a pre-approval letter the same day for standard files. Complex files like self-employed or non-QM take up to 24 hours. Either way, you are not waiting.
- Clear communication at every stage. Weekly updates during processing. You always know the status of the file without having to call and ask.
- Coordination with title and closing. I work directly with title companies and closing attorneys to keep the timeline on track. If something needs attention, I handle it.
- Proactive issue resolution. If a problem comes up, I call you before you have to call me. You never get blindsided by a last-minute condition or delay.
- Flexible scheduling for client consultations. Evenings, weekends, whenever your client is available. I work around their schedule, not the other way around.
Co-Marketing Opportunities
A strong agent-lender partnership goes beyond individual transactions. I offer co-marketing support that helps you attract more clients and demonstrate value to sellers.
Open house flyers. Co-branded materials with both our names that show sellers you have a reliable lending partner behind every offer.
Social media content. Collaborative posts, market updates, and educational content that position you as a knowledgeable resource for your audience.
Homebuyer seminars. Joint events in English and Vietnamese that attract first-time buyers and build your pipeline. I handle the mortgage education portion while you present on the buying process.
First-time buyer workshops. Targeted sessions for renters considering their first purchase. These events generate warm leads for both of us.
Listing presentation support. Data and talking points that show sellers your deals close on time because your lending partner has the programs and responsiveness to back every offer.
Areas I Cover
Licensed in all 50 states with a primary focus on the Houston metro area. If your client is buying anywhere in Houston or the surrounding suburbs, I can close it.
I also serve clients in Missouri City, Pasadena, Baytown, Conroe, Richmond, Rosenberg, Humble, Kingwood, Atascocita, and every other community in the greater Houston area. For deals outside Houston, I have lender partners in every state.
See also: Mortgage Pre-Approval Houston | CPA Partner Program
Frequently Asked Questions
How fast can you issue a pre-approval letter?
Same day in most cases. If the borrower is self-employed or needs a non-QM program, the pre-approval may take up to 24 hours while I match them with the right lender and product. For standard conventional, FHA, and VA files, your buyer gets a pre-approval letter the same day they provide their documents.
What loan types can you handle?
Everything. Conventional, FHA, VA, Jumbo, bank statement loans for self-employed borrowers, DSCR loans for investors, non-QM for credit events or complex income, and foreign national programs. As a broker with access to over 100 lenders, I match each borrower with the best program and rate instead of forcing them into one bank's product lineup.
What areas do you cover?
Licensed in all 50 states with a primary focus on the Houston metro area. That includes Katy, Sugar Land, The Woodlands, Pearland, Cypress, Spring, League City, and every other suburb in the greater Houston area. If your client is buying anywhere in Texas or nationwide, I can handle the loan.
Do you offer co-marketing opportunities?
Yes. I provide co-branded open house flyers, social media content collaboration, joint homebuyer seminars in English and Vietnamese, first-time buyer workshops, and listing presentation support. These materials help you demonstrate value to sellers and convert more buyer leads into closings.
How do you handle non-traditional borrowers?
This is where I add the most value to your business. Bank statement loans for self-employed buyers who write off too much income on their tax returns. DSCR loans for investors who want to qualify on rental income alone. Non-QM programs for buyers with recent credit events, high DTI, or non-standard income documentation. Foreign national programs for buyers without a social security number. I have closed loans that other lenders turned away, and those closings represent deals you would have lost with a different lending partner.
What is your communication style during a deal?
Proactive. I send weekly updates during processing so you always know where the file stands without having to chase anyone down. You have my direct cell phone number. If an issue comes up, I call you before you have to ask. Your client hears about solutions from me, not surprises from you.
Start the Partnership
Fill out the form below or call me directly at 832-997-1527. I will reach out within 24 hours to discuss how we can work together.
Partner With Brandon
Or call directly: 832-997-1527