Brandon Huynh - Lock It Mortgage Call or text: 832-997-1527
Free guide - no pressure, no obligation

Self-employed and tired of your tax returns holding you back?

Your write-offs make your income look smaller than it really is. A bank statement loan qualifies you on your deposits instead. Get the plain-English guide built for business owners and 1099 earners.

  • Why your tax returns work against you, and what lenders use instead
  • How business owners qualify on deposits, not W-2s or tax returns
  • The bank statement programs most banks never bring up
  • Available in English and Vietnamese
Brandon Huynh, Houston mortgage loan officer

Brandon Huynh
Houston Loan Officer - NMLS #2522494

Send me the free Self-Employed Guide

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Why self-employed borrowers call me

I work with business owners, freelancers, and 1099 earners who make good money but whose tax returns do not show it. That is a program problem, not a you problem. I specialize in bank statement and non-QM loans that count your real income, and I will give you a straight answer either way.

Read the guide on your own time. If you want, reply and tell me roughly what your monthly deposits look like, and I will point you to the program that fits. Happy to help in English or Vietnamese.

This is not a commitment to lend or an offer of credit. All loans are subject to underwriting, credit approval, and program guidelines. Brandon Huynh, NMLS #2522494. Lock It Mortgage, powered by Swift Home Loans, Inc., NMLS #2075228. Equal Housing Opportunity.